High Value Home Insurance

  

All homes need proper levels of homeowners insurance in order to be fully protected. Those who own high-value homes must tailor their homeowners policies to cover their property’s high value. Here at Carlos Villalobos Insurance Agency Inc., we are committed to helping you get the home insurance solutions for your high-value home. We offer policies in Santa Clarita, CA and beyond, and we’ll work with you to put together the high-value home policy that fits your needs. 

Call us at 661-255-8282 or request your free quote online now!  

What is High-Value Homeowners Insurance?  

For those owning expensive homes with values over $750,000, additional coverage should be strongly considered. High-value home insurance offers extra security and protection for residences that would require significant funds to repair or rebuild. It generally offers higher limits of coverage for homes of higher value, and that will ensure that you are protected in case of any eventuality. Specifically, this could include properties with historical or architectural significance or structures built with rare or expensive materials. 

What Does High-Value Homeowners Insurance Cover?  

In general, high-value home insurance policies provide coverage for a variety of potential expenses which could affect your residence but might not be included in standard homeowners coverage, such as: 

• Home inspections—Insurance providers may cover the cost of home inspections at no additional cost. By performing this due diligence, policyholders and providers can ensure the property is properly covered.
• Employment practices liability claims—If an employee who works in your home alleges they were treated unfairly or wrongfully terminated, a high-value policy can provide coverage for the claim.
• Partial losses—If only a small part of your home—such as half of a tiled floor—is damaged, high-value insurance can help ensure repairs and replacements properly match original materials.
• Damage to pairs or sets—If damage is sustained by property that comes in sets or pairs—such as furniture—this coverage can help policyholders replace the entire collection, including undamaged items.
• Sewer and pipe issues—While most standard homeowners insurance policies do not include coverage for drainage, sump pump and sewer problems, high-value coverage often will.
• Temporary living expenses—In the event your home becomes unlivable due to a covered loss, a high-value home policy can help cover temporary housing and meals without imposing a substantial change in your day-to-day diet or lifestyle habits. 

There may be additional lines of coverage or riders that you may want to consider, depending on your situation. A ${agency-info/#0/name} agent can work with you to determine how to best tailor your coverage.  

How to Get High-value Home Insurance 

Carlos Villalobos Insurance Agency Inc. is here to help you find the right insurance solution to properly protect your high-value home. We serve Santa Carlita, CA and the surrounding areas, and we’ll work with you to put together the high-value home policy that fits your needs.